REGULAR CHECKING ACCOUNT

Minimum balance to open account

You must deposit $100.00 to open account

Minimum balance to avoid imposition fees.

If your balance falls below $200.00 on any day in the monthly statement cycle we will impose a maintenance fee of $7.00 each monthly statement cycle.

If your balance is at least $200.00 on every day in the monthly statement cycle but falls below $300.00 on any day during the monthly statement cycle we will impose a maintenance fee of $6.00 each monthly statement cycle.

If your balance is at least $300.00 on every day in the monthly statement cycle but falls below $400.00 on any day during the monthly statement cycle we will impose a maintenance fee of $5.00 each monthly statement cycle.

If your balance is at least $400.00 on every day in the monthly statement cycle but falls below $500.00 on any day during the monthly statement cycle we will impose a maintenance fee of $4.00 each monthly statement cycle.

If your balance is at least $500.00 on every day in the monthly statement cycle but falls below $600.00 on any day during the monthly statement cycle will impose a maintenance fee of $3.00 each monthly statement cycle.

If your balance is at least $600.00 or more on every day in the monthly statement cycle no maintenance fee will be imposed.

Fees:

A per item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, or payment out of this account) in excess of 30 monthly statement cycle. This fee will apply to accounts with balances of $599.99 or below. This fee will not apply if an account balance of $600.00 or greater is maintained.